Certificates of Deposit (CDs)
When liquidity isn't a priority but earnings are.
A Certificate of Deposit is another option for businesses that don't mind exchanging liquidity and accessibility for higher yields.
- Higher interest rates than most other savings options.
- Guaranteed rate is locked in for the CD's term even if the market falls
- FDIC insured: Avoid the volatility of the stock market because your funds are FDIC insured
- CD terms as short as 6 months and as long as 5 years
- Just $1,000 minimum needed to open most CDs
- 24 hour access to your CD with Business Online Internet Banking and INFO Line, automated telephone banking
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