Savings at a glance

	Savings Account	Savings for the Future	Certificates of Deposit (CDs)	Ultimate Money Market
Access to funds	Unlimited in-person transactions	At the end of the 1-year term*	At the end of the term*	Unlimited in-person transactions. Restricted check writing**
Minimum to open account	$25	$25	$1,000	$2,400
Minimum to earn interest	$25	$25	$1,000	$0.01
Interest credited	Quarterly	Quarterly	Quarterly	Quarterly
Monthly fees	$3 if daily balance falls below $25	No fees	No fees	$10 if average balance falls below $500
For current interest rates and APY information, click here.
All of savings products are FDIC insured.

*Penalty for early withdrawal
**Max of 6 pre-authorized transactions, 3 of them can be checks.
***At the end of the term for the 6-Month CD