FHA Loan (Federal Housing Administration)
Flexible options to meet your needs.
An FHA loan is available to anyone, regardless of income. FHA loans are insured by government agencies. They have more flexible down payment requirements and lending guidelines. Depending on the area you live, there are certain limits as to how much can be borrowed.
This type of loan program is a good choice for first time homebuyers. The Mortgage Insurance Premium is a one-time fee due at closing.
Shelter Mortgage, a subsidiary of Guaranty Bank, is an FHA Direct Endorsement Lender. This means that your loan can be approved at our office, saving you a substantial amount of time.
To learn more about your FHA Mortgages, click here to find one of our knowledgeable loan officers near you.
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